# Chase Total Checking: $400 bonus Canonical: https://dealaka.com/offers/chase-total-checking-sign-up-bonus - Status: Limited reports - Bonus: $400 - Requirement: $1,000 in direct deposits, 90 days - Expires: Oct 14, 2026 - Availability: Nationwide - Institution: Chase - Verified: Jul 11, 2026 against chase.com - Field reports: 2 ## Summary Chase's flagship checking bonus, elevated to $400 from its usual $300. Direct deposits totaling $1,000 within 90 days qualify. Published end date is October 14. A successor usually follows, not always this high. ## Requirements 1. Open a Total Checking account with the offer coupon by October 14, 2026 (online or in-branch). 2. Receive $1,000 in qualifying direct deposits within 90 days (payroll, pension, or government payments); peer-to-peer transfers don't qualify. 3. Bonus posts within 15 days of qualifying. 4. Keep the account open 6 months so the bonus is not clawed back, and watch the monthly fee while it is open. ## Fine print that matters - Not available if you hold any Chase checking account, or closed one within the past 90 days, or closed one ever with a negative balance. - Checking-bonus eligibility resets 24 months after your last Chase checking bonus (from receipt). - Bonus is taxable interest; expect a 1099-INT. ## Field reports - Level change: Elevated from the long-running $300 to $400 in this window, confirmed across NerdWallet, Yahoo Finance, and BankBonus listings on 7/7/26. Verify the coupon still shows $400 at publish. - DD coding: Historically the most permissive major bank on what codes as a direct deposit; recent public threads still report ACH from several payroll-like sources qualifying. Treat as unconfirmed until fresh reports are curated. ## Offer history - Jul 2026: $400, elevated level, published end 10/14 - 2024-2026: $300, long-running standard level ## Sources - chase.com offer page (checked Jul 11, 2026) _This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._