# Chime Checking: $300 bonus

Canonical: https://dealaka.com/offers/chime-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $300
- Requirement: $500+ direct deposit monthly + pay Boost bill with Chime
- Expires: no published end date
- Availability: Nationwide
- Institution: Chime
- Verified: Jul 19, 2026 against chime.com
- Field reports: 0

## Summary
Existing Boost customers who open a new Chime checking account can earn $25 a month for up to 12 months, totaling up to $300. You must receive a $500 monthly direct deposit and pay your Boost bill with your Chime Visa card each month.

## Requirements
1. Be an existing eligible Boost plan customer before receiving the offer.
2. Open a new Chime checking account through the offer webpage using your Boost email and phone number.
3. Receive a qualifying direct deposit of at least $500 within the 34 days before each Boost payment.
4. Pay your monthly Boost bill using Boost autopay with your Chime Visa card.

## Fine print that matters
- Available only to existing Boost customers who are first-time Chime members.
- Reward is $25 per month for up to 12 months, credited within 7 business days of each qualifying Boost payment.
- First $500 direct deposit must arrive by the end of the 4th month and first Boost payment by the end of the 5th month to earn all 12 rewards.
- Offer expires 16 months after you open your Chime account.
- Cannot be combined with other Chime account opening bonuses; limit one per customer.
- Credits of $10 or more reported on tax form 1099-INT.
- A first Boost payment made before a qualifying direct deposit does not qualify.

## Sources
- chime.com offer page <https://www.chime.com/policies/terms/memberofferboostfreeyear/> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._