# Citadel Credit Union Ultimate Growth Checking: $500 bonus

Canonical: https://dealaka.com/offers/citadel-credit-union-ultimate-growth-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $500
- Requirement: $2,000 DD in 90 days plus $5,000 balance days 61-90
- Expires: Sep 30, 2026
- Availability: Nationwide
- Institution: Citadel Credit Union
- Verified: Jul 20, 2026 against citadelbanking.com
- Field reports: 0

## Summary
Citadel's Ultimate Growth Checking account offers up to $500 for new members. You get $300 for setting up $2,000 or more in direct deposits within 90 days, plus an extra $200 for keeping a $5,000 balance during days 61 to 90.

## Requirements
1. Open a new Ultimate Growth Checking account online with the promotional code applied.
2. Set up direct deposit(s) totaling $2,000 or more posting within 90 days of account opening to earn a $300 bonus.
3. Maintain a daily balance of $5,000 or more during days 61-90 to earn an additional $200 bonus.
4. Keep the account open and in good standing for 90 days.
5. Receive the bonus deposit within 10 business days after meeting requirements.

## Fine print that matters
- Promotional code must be applied at account opening to receive the bonus.
- Bonus is reported to the IRS and recipient is responsible for taxes.
- Offer limited to new checking customers who have not closed a Citadel checking account in the last 12 months or previously received a checking new account bonus.
- Limit one offer per member; not available for business accounts.
- Offer expires September 30, 2026 and may be modified or withdrawn at any time.

## Sources
- citadelbanking.com offer page <https://www.citadelbanking.com/bank/ultimate-growth-checking-account> (checked Jul 20, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._