# Coastal States Bank 6-Month CD: 3.55% APY

Canonical: https://dealaka.com/offers/coastal-states-bank-6-month-cd-rate

- Status: Limited reports
- Bonus: 3.55% APY
- APY: 3.55% (6-month term)
- Requirement: $1,000 minimum, 6-month term
- Expires: no published end date
- Availability: Nationwide
- Institution: Coastal States Bank
- Verified: Aug 19, 2026 against coastalstatesbank.com
- Field reports: 0

## Summary
Earn 3.55% APY on a 6-month CD with a $1,000 minimum deposit. The interest rate is guaranteed for the entire term. A penalty will be imposed for early withdrawal, which will reduce earnings.

## Requirements
1. Apply through the offer page to open the 6-Month CD.
2. Complete the requirement: $1,000 minimum, 6-month term.

## Fine print that matters
- A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

## Sources
- coastalstatesbank.com rate page <https://www.coastalstatesbank.com/personal/personal-savings/certificate-of-deposit-specials> (checked Aug 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._