{"slug":"commerce-bank-checking-referral-bonus","category":"bank","institutionSlug":"commerce-bank","product":"Checking","title":"Commerce Bank Checking: $100 bonus","bonus":"$100","unit":"cash","amount":100,"reqShort":"Open and use a new Commerce checking account via referral","expiresOn":null,"status":"live","verifiedOn":"2026-08-17","reports":0,"openIssues":0,"states":null,"referralGated":true,"hardPull":false,"chex":"Pending verification","fee":"Not stated on this page","keep":"","posts":"","applyDomain":"commercebank.com","applyUrl":"https://www.commercebank.com/personal/refer-a-friend","summary":"Commerce Bank's refer-a-friend program pays the existing customer a $100 Visa Reward Card, and the new customer who signs up through the referral gets a Visa Reward Card worth at least $200 after opening and using a new checking account. Rewards are capped at $1,000 in Visa Reward Cards per person per calendar year.","reqSteps":["Get a referral link from an existing Commerce Bank customer.","Open a new Commerce personal checking account using that referral.","Use the new account to meet the program's qualifications.","Receive a Visa Reward Card once qualifications are met."],"finePrint":["The referrer receives a $100 Visa Reward Card and the referred person receives a Visa Reward Card worth at least $200.","Maximum $1,000 in Visa Reward Cards per person, per calendar year.","Terms and conditions apply.","Limited time offer."],"listedOn":"2026-08-17","listedAt":"2026-08-17T13:04:53.240Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"commercebank.com offer page","url":"https://www.commercebank.com/","checkedOn":"2026-08-17"}],"needsVerification":false}