{"slug":"communityamerica-cashback-free-checking-sign-up-bonus","category":"bank","institutionSlug":"communityamerica","product":"Cashback Free Checking","title":"CommunityAmerica Cashback Free Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"$10,000+ in direct deposits within 90 days","expiresOn":"2026-07-31","status":"live","verifiedOn":"2026-07-20","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly service fee, no minimum balance requirement","keep":"","posts":"","applyDomain":"communityamerica.com","applyUrl":"https://www.communityamerica.com/personal/bank/accounts/checking/kc-checking-promo","summary":"CommunityAmerica offers up to $400 for opening a new Cashback Free Checking or Chiefs Checking account in the Kansas City or St. Louis area. To get the top $400 tier you must set up at least $10,000 in total direct deposits within 90 days of opening, using promo code SPRING26.","reqSteps":["Open a new Cashback Free Checking or Chiefs Checking account between 3/23/2026 and 7/31/2026.","Enter promo code SPRING26 at account opening.","Enroll in eStatements within 90 days of opening.","Complete two or more direct deposits totaling $10,000 or more within 90 days.","Receive the $400 incentive deposited into your savings account within 30 days after the deposit period ends."],"finePrint":["Offer limited to individuals who have not owned a CommunityAmerica personal checking account in the past 12 months.","Offer limited to residents of the Kansas City, MO-KS and St. Louis, MO-IL designated market areas.","Direct deposits must be electronic paycheck, pension, or government benefit deposits; Zelle/P2P payments and micro-deposits do not qualify.","Account must be open and in good standing at time of payout.","Limit one checking bonus per account and cannot be combined with other offers.","The incentive may be reported as income on IRS Form 1099-MISC."],"listedOn":"2026-07-20","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"communityamerica.com offer page","url":"https://www.communityamerica.com/personal/bank/accounts/checking/kc-checking-promo","checkedOn":"2026-07-20"}],"needsVerification":false}