{"slug":"ctbc-bank-usa-online-personal-savings-rate","category":"bank","institutionSlug":"ctbc-bank-usa","product":"Online Personal Savings","title":"CTBC Bank USA Online Personal Savings: 3.30% APY","bonus":"3.30% APY","unit":"cash","amount":0,"reqShort":"$250 minimum opening balance","expiresOn":null,"status":"live","verifiedOn":"2026-08-18","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Account is subject to early withdrawal penalty.","posts":"","applyDomain":"ctbcbankusa.com","applyUrl":"https://www.ctbcbankusa.com/","summary":"Online Personal Savings earns up to 3.30% APY with a $250 minimum opening balance. Interest rate and APY may change after account opening. Fees could reduce earnings.","reqSteps":[],"finePrint":["Interest rate and APY may change after the account is opened.","Account is subject to early withdrawal penalty.","Fees could reduce earnings on the account.","Additional terms and conditions may apply."],"apy":330,"apyTerm":"ongoing APY","listedOn":"2026-08-18","listedAt":"2026-08-18T13:04:07.384Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"ctbcbankusa.com rate page","url":"https://www.ctbcbankusa.com/","checkedOn":"2026-08-18"}],"needsVerification":false}