# CTBC Bank USA Online Personal Savings: 3.30% APY

Canonical: https://dealaka.com/offers/ctbc-bank-usa-online-personal-savings-rate

- Status: Limited reports
- Bonus: 3.30% APY
- APY: 3.30% (ongoing APY)
- Requirement: $250 minimum opening balance
- Expires: no published end date
- Availability: Nationwide
- Institution: Ctbc Bank USA
- Verified: Aug 18, 2026 against ctbcbankusa.com
- Field reports: 0

## Summary
Online Personal Savings earns up to 3.30% APY with a $250 minimum opening balance. Interest rate and APY may change after account opening. Fees could reduce earnings.

## Requirements
1. Apply through the offer page to open the Online Personal Savings.
2. Complete the requirement: $250 minimum opening balance.

## Fine print that matters
- Interest rate and APY may change after the account is opened.
- Account is subject to early withdrawal penalty.
- Fees could reduce earnings on the account.
- Additional terms and conditions may apply.

## Sources
- ctbcbankusa.com rate page <https://www.ctbcbankusa.com/> (checked Aug 18, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._