{"slug":"cy-fair-fcu-eclipse-checking-rate","category":"bank","institutionSlug":"cy-fair-fcu","product":"Eclipse Checking","title":"Cy-Fair FCU Eclipse Checking: 4.11% APY","bonus":"4.11% APY","unit":"cash","amount":0,"reqShort":"$2,000 avg daily balance, no monthly fee with qualifying","expiresOn":null,"status":"live","verifiedOn":"2026-08-09","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Monthly dividend posting","applyDomain":"cyfairfcu.org","applyUrl":"https://www.cyfairfcu.org/checking-accounts","summary":"Eclipse Checking earns 4.11% APY on balances above $2,000 up to $25,000, with 0.50% APY on amounts exceeding $25,000. The account has no monthly service fee when qualifying criteria are met (e-statements plus direct deposit or ACH deposit, or $1,000 daily balance, or mortgage with CFFCU, or age 55+ or 14-21). Rates are subject to change without notice.","reqSteps":[],"finePrint":["$2,000 average daily balance required to earn monthly dividends","0.50% APY on balances exceeding $25,000","Rates subject to change without notice","$25 required to open account"],"apy":411,"apyTerm":"ongoing APY on balances up to $25,000","listedOn":"2026-08-09","listedAt":"2026-08-09T13:05:30.698Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"cyfairfcu.org rate page","url":"https://www.cyfairfcu.org/checking-accounts","checkedOn":"2026-08-09"}],"needsVerification":false}