# Cy-Fair FCU Eclipse Checking: 4.11% APY

Canonical: https://dealaka.com/offers/cy-fair-fcu-eclipse-checking-rate

- Status: Limited reports
- Bonus: 4.11% APY
- APY: 4.11% (ongoing APY on balances up to $25,000)
- Requirement: $2,000 avg daily balance, no monthly fee with qualifying
- Expires: no published end date
- Availability: Nationwide
- Institution: Cy Fair FCU
- Verified: Aug 9, 2026 against cyfairfcu.org
- Field reports: 0

## Summary
Eclipse Checking earns 4.11% APY on balances above $2,000 up to $25,000, with 0.50% APY on amounts exceeding $25,000. The account has no monthly service fee when qualifying criteria are met (e-statements plus direct deposit or ACH deposit, or $1,000 daily balance, or mortgage with CFFCU, or age 55+ or 14-21). Rates are subject to change without notice.

## Requirements
1. Apply through the offer page to open the Eclipse Checking.
2. Complete the requirement: $2,000 avg daily balance, no monthly fee with qualifying.

## Fine print that matters
- $2,000 average daily balance required to earn monthly dividends
- 0.50% APY on balances exceeding $25,000
- Rates subject to change without notice
- $25 required to open account

## Sources
- cyfairfcu.org rate page <https://www.cyfairfcu.org/checking-accounts> (checked Aug 9, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._