{"slug":"dakota-plains-credit-union-kasasa-cash-checking-rate","category":"bank","institutionSlug":"dakota-plains-credit-union","product":"Kasasa Cash Checking","title":"Dakota Plains Credit Union Kasasa Cash Checking: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"No minimum, balances up to $25,000","expiresOn":null,"status":"live","verifiedOn":"2026-08-22","reports":0,"openIssues":0,"states":["ND"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No fee","keep":"","posts":"","applyDomain":"dakotaplainscreditunion.com","applyUrl":"https://www.dakotaplainscreditunion.com/personal-accounts/personal-checking/free-kasasa-cash-checking.html","summary":"Dakota Plains Credit Union offers 5.00% APY on balances up to $25,000 with their Kasasa Cash checking account when qualifications are met. Balances over $25,000 earn 0.25% APY. Members who don't meet qualifications earn 0.02% APY on the entire balance.","reqSteps":["Have at least 12 debit card purchases post and settle.","Be enrolled and agree to receive e-statements.","Be enrolled and log into online banking."],"finePrint":["5.00% APY on balances up to and including $25,000","0.25% APY on balances over $25,000 when you qualify","0.02% APY on entire balance when qualifications aren't met","Without the monthly qualifications the rate is 0.02% APY."],"apy":500,"apyTerm":"ongoing APY on balances up to $25,000","listedOn":"2026-08-09","listedAt":"2026-08-09T13:03:52.502Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"dakotaplainscreditunion.com rate page","url":"https://www.dakotaplainscreditunion.com/personal-accounts/personal-checking/free-kasasa-cash-checking.html","checkedOn":"2026-08-12"}],"needsVerification":false}