# Dakota Plains Credit Union Kasasa Cash Checking: 5.00% APY

Canonical: https://dealaka.com/offers/dakota-plains-credit-union-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 5.00% APY
- APY: 5.00% (ongoing APY on balances up to $25,000)
- Requirement: No minimum, balances up to $25,000
- Expires: no published end date
- Availability: ND (ND)
- Institution: Dakota Plains Credit Union
- Verified: Aug 22, 2026 against dakotaplainscreditunion.com
- Field reports: 0

## Summary
Dakota Plains Credit Union offers 5.00% APY on balances up to $25,000 with their Kasasa Cash checking account when qualifications are met. Balances over $25,000 earn 0.25% APY. Members who don't meet qualifications earn 0.02% APY on the entire balance.

## Requirements
1. Have at least 12 debit card purchases post and settle.
2. Be enrolled and agree to receive e-statements.
3. Be enrolled and log into online banking.

## Fine print that matters
- 5.00% APY on balances up to and including $25,000
- 0.25% APY on balances over $25,000 when you qualify
- 0.02% APY on entire balance when qualifications aren't met
- Without the monthly qualifications the rate is 0.02% APY.

## Sources
- dakotaplainscreditunion.com rate page <https://www.dakotaplainscreditunion.com/personal-accounts/personal-checking/free-kasasa-cash-checking.html> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._