{"slug":"dieterich-bank-extreme-green-checking-rate","category":"bank","institutionSlug":"dieterich-bank","product":"Extreme Green Checking","title":"Dieterich Bank Extreme Green Checking: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"10 debit txns + DD/ACH monthly, $10k daily balance to waive","expiresOn":null,"status":"live","verifiedOn":"2026-08-21","reports":0,"openIssues":0,"states":["IL"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Interest credited on statement cycle basis.","applyDomain":"dieterichbank.com","applyUrl":"https://www.dieterichbank.com/personal/checking","summary":"Earn 4.00% APY on balances up to $10,000 when you complete 10 debit card transactions and receive a direct deposit or ACH credit each month. Balances over $10,000 earn 0.20% APY. If qualifications are not met, all balances earn 0.10% APY. The $5.95 monthly fee is waived with a $10,000 daily balance.","reqSteps":["Make 10 debit card transactions each monthly statement cycle.","Receive direct deposit or ACH credit each monthly statement cycle."],"finePrint":["If qualifications are not met, all balances earn 0.10% APY.","Only one extreme green checking account allowed per tax ID number.","Available only for residents of Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St. Clair, and Washington.","ATM refunds up to $15 per cycle.","Without the monthly qualifications the rate is 0.1% APY."],"apy":400,"apyTerm":"ongoing APY on balances up to $10,000","listedOn":"2026-08-21","listedAt":"2026-08-21T13:04:11.932Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"dieterichbank.com rate page","url":"https://www.dieterichbank.com/personal/checking","checkedOn":"2026-08-21"}],"needsVerification":false}