# Dieterich Bank Extreme Green Checking: 4.00% APY

Canonical: https://dealaka.com/offers/dieterich-bank-extreme-green-checking-rate

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (ongoing APY on balances up to $10,000)
- Requirement: 10 debit txns + DD/ACH monthly, $10k daily balance to waive
- Expires: no published end date
- Availability: IL (IL)
- Institution: Dieterich Bank
- Verified: Aug 21, 2026 against dieterichbank.com
- Field reports: 0

## Summary
Earn 4.00% APY on balances up to $10,000 when you complete 10 debit card transactions and receive a direct deposit or ACH credit each month. Balances over $10,000 earn 0.20% APY. If qualifications are not met, all balances earn 0.10% APY. The $5.95 monthly fee is waived with a $10,000 daily balance.

## Requirements
1. Make 10 debit card transactions each monthly statement cycle.
2. Receive direct deposit or ACH credit each monthly statement cycle.

## Fine print that matters
- If qualifications are not met, all balances earn 0.10% APY.
- Only one extreme green checking account allowed per tax ID number.
- Available only for residents of Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St. Clair, and Washington.
- ATM refunds up to $15 per cycle.
- Without the monthly qualifications the rate is 0.1% APY.

## Sources
- dieterichbank.com rate page <https://www.dieterichbank.com/personal/checking> (checked Aug 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._