{"slug":"digital-federal-credit-union-primary-savings-rate","category":"bank","institutionSlug":"digital-federal-credit-union","product":"Primary Savings","title":"Digital Federal Credit Union Primary Savings: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"$5 minimum, no monthly fees","expiresOn":null,"status":"live","verifiedOn":"2026-08-02","reports":0,"openIssues":0,"states":["MA","NH"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends compounded and credited monthly.","applyDomain":"dcu.org","applyUrl":"https://www.dcu.org/bank/checking-and-saving-accounts.html","summary":"Primary Savings earns 5.00% APY on balances up to $1,000, with a $5 minimum deposit to open. This is a variable rate that may change at any time at DCU's discretion. Rates are effective as of the date stated on the page.","reqSteps":[],"finePrint":["rates are variable and may change after the account is opened at any time at dcu's discretion","fees may reduce earnings on the account","one primary savings account per person and business, additional memberships receive one savings account","requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status"],"apy":500,"apyTerm":"ongoing APY","listedOn":"2026-08-02","listedAt":"2026-08-02T13:14:49.639Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"dcu.org rate page","url":"https://www.dcu.org/bank/checking-and-saving-accounts.html","checkedOn":"2026-08-02"}],"needsVerification":false}