# Digital Federal Credit Union Primary Savings: 5.00% APY

Canonical: https://dealaka.com/offers/digital-federal-credit-union-primary-savings-rate

- Status: Limited reports
- Bonus: 5.00% APY
- APY: 5.00% (ongoing APY)
- Requirement: $5 minimum, no monthly fees
- Expires: no published end date
- Availability: MA, NH (MA, NH)
- Institution: Digital Federal Credit Union
- Verified: Aug 2, 2026 against dcu.org
- Field reports: 0

## Summary
Primary Savings earns 5.00% APY on balances up to $1,000, with a $5 minimum deposit to open. This is a variable rate that may change at any time at DCU's discretion. Rates are effective as of the date stated on the page.

## Requirements
1. Apply through the offer page to open the Primary Savings.
2. Complete the requirement: $5 minimum, no monthly fees.

## Fine print that matters
- rates are variable and may change after the account is opened at any time at dcu's discretion
- fees may reduce earnings on the account
- one primary savings account per person and business, additional memberships receive one savings account
- requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status

## Sources
- dcu.org rate page <https://www.dcu.org/bank/checking-and-saving-accounts.html> (checked Aug 2, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._