# Direct Federal Credit Union 3, 8, or 16-Month CD: 4.25% APY

Canonical: https://dealaka.com/offers/direct-federal-credit-union-3-8-or-16-month-cd-rate

- Status: Limited reports
- Bonus: 4.25% APY
- APY: 4.25% (3, 8, or 16-month term)
- Requirement: New money only, limited-time offer
- Expires: no published end date
- Availability: Nationwide
- Institution: Direct Federal Credit Union
- Verified: Aug 9, 2026 against direct.com
- Field reports: 0

## Summary
Direct Federal Credit Union offers 4.25% APY on CDs with 3, 8, or 16-month terms for new money only, for a limited time. This is a promotional rate. The rate applies to any of the three term lengths.

## Requirements
1. Apply through the offer page to open the 3, 8, or 16-Month CD.
2. Complete the requirement: New money only, limited-time offer.

## Fine print that matters
- New money only
- For a limited time

## Sources
- direct.com rate page <https://www.direct.com/> (checked Aug 9, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._