{"slug":"enrichment-federal-credit-union-ownership-rewards-cash-back-rate","category":"bank","institutionSlug":"enrichment-federal-credit-union","product":"Ownership Rewards Cash Back","title":"Enrichment FCU Ownership Rewards Cash Back: 5.12% APY","bonus":"5.12% APY","unit":"cash","amount":0,"reqShort":"Qualifying deposits, no minimum stated","expiresOn":null,"status":"live","verifiedOn":"2026-08-09","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends automatically deposited each month","applyDomain":"enrichmentfcu.org","applyUrl":"https://www.enrichmentfcu.org/personal/espend-checking","summary":"Earn 5.12% APY on qualifying deposits in your ownership rewards cash back account. This is a dividend-earning account available to members with free checking. The page does not specify what balance qualifies or any rate caps.","reqSteps":[],"finePrint":["Dividends credited to ownership rewards cash back account","Rate applies to qualifying deposits"],"apy":512,"apyTerm":"ongoing APY","listedOn":"2026-08-09","listedAt":"2026-08-09T13:04:43.897Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"enrichmentfcu.org rate page","url":"https://www.enrichmentfcu.org/personal/espend-checking","checkedOn":"2026-08-09"}],"needsVerification":false}