# E*TRADE Premium Savings: 4.00% APY

Canonical: https://dealaka.com/offers/etrade-premium-savings

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (6-month intro APY, then 3.50%)
- Requirement: No minimum balance; open by 9/30/26 for the intro rate
- Expires: Sep 30, 2026
- Availability: Nationwide
- Institution: E*TRADE
- Verified: Jul 17, 2026 against etrade.com
- Field reports: 0

## Summary
E*TRADE's Premium Savings account pays a 4.00% APY boost for the first 6 months on new accounts opened by September 30, 2026, then reverts to its variable base rate of 3.50%. There is no monthly fee and no minimum balance.

## Requirements
1. Open a new E*TRADE Premium Savings account by September 30, 2026.
2. Fund it; the 4.00% APY applies for 6 months from the date you open.
3. After 6 months the rate reverts to the variable base, recently 3.50%.

## Fine print that matters
- Both the intro and base rates are variable and can change.
- The 4.00% boost applies only to a new Premium Savings account opened within the offer window.

## Sources
- etrade.com Premium Savings <https://us.etrade.com/bank/premium-savings-account> (checked Jul 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._