{"slug":"everence-federal-credit-union-youth-savings-rate","category":"bank","institutionSlug":"everence-federal-credit-union","product":"Youth Savings","title":"Everence Federal Credit Union Youth Savings: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"$5 minimum, account for members under age 18","expiresOn":null,"status":"live","verifiedOn":"2026-08-09","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Account switches to a regular savings account when the young person reaches age 18.","posts":"","applyDomain":"everence.com","applyUrl":"https://www.everence.com/banking/personal-checking-and-savings/youth-savings","summary":"Youth Savings earns 5.00% APY on the first $1,000 in the account and 0.15% APY on balances above $1,000. This special account encourages thrift and fiscal responsibility for young people under age 18. The account converts to a regular savings account when the member reaches age 18.","reqSteps":[],"finePrint":["5.00% annual percentage yield (apy) applies to first $1,000 on deposit; 0.15% apy applies to remaining balance above $1,000","APYs may change without notice","Fees may reduce earnings","Limited to an individual account - one per tax id under age 18"],"apy":500,"apyTerm":"ongoing APY for first $1,000, then 0.15%","listedOn":"2026-08-09","listedAt":"2026-08-09T13:04:01.419Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"everence.com rate page","url":"https://www.everence.com/banking/personal-checking-and-savings/youth-savings","checkedOn":"2026-08-09"}],"needsVerification":false}