{"slug":"extraco-banks-first-savings-rate","category":"bank","institutionSlug":"extraco-banks","product":"First Savings","title":"Extraco Banks First Savings: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"No minimum, 5.00% on balances under $5,000","expiresOn":null,"status":"live","verifiedOn":"2026-08-19","reports":0,"openIssues":0,"states":["TX"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"extracobanks.com","applyUrl":"https://www.extracobanks.com/","summary":"Extraco Banks First Savings account earns 5.00% APY on balances up to $5,000, with no minimum deposit required to open. Balances of $5,000 and above earn only 0.50% APY. Rates are tiered and may change after account opening.","reqSteps":[],"finePrint":["This is a tiered-rate account.","Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY.","Rates may change after the account is opened.","Fees may reduce earnings."],"apy":500,"apyTerm":"ongoing APY","listedOn":"2026-08-19","listedAt":"2026-08-19T13:05:18.185Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"extracobanks.com rate page","url":"https://www.extracobanks.com/","checkedOn":"2026-08-19"}],"needsVerification":false}