# Extraco Banks First Savings: 5.00% APY

Canonical: https://dealaka.com/offers/extraco-banks-first-savings-rate

- Status: Limited reports
- Bonus: 5.00% APY
- APY: 5.00% (ongoing APY)
- Requirement: No minimum, 5.00% on balances under $5,000
- Expires: no published end date
- Availability: TX (TX)
- Institution: Extraco Banks
- Verified: Aug 19, 2026 against extracobanks.com
- Field reports: 0

## Summary
Extraco Banks First Savings account earns 5.00% APY on balances up to $5,000, with no minimum deposit required to open. Balances of $5,000 and above earn only 0.50% APY. Rates are tiered and may change after account opening.

## Requirements
1. Apply through the offer page to open the First Savings.
2. Complete the requirement: No minimum, 5.00% on balances under $5,000.

## Fine print that matters
- This is a tiered-rate account.
- Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY.
- Rates may change after the account is opened.
- Fees may reduce earnings.

## Sources
- extracobanks.com rate page <https://www.extracobanks.com/> (checked Aug 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._