{"slug":"fedchoice-federal-credit-union-share-certificate-rate","category":"bank","institutionSlug":"fedchoice-federal-credit-union","product":"Share Certificate","title":"FedChoice Federal Credit Union Share Certificate: 4.10% APY","bonus":"4.10% APY","unit":"cash","amount":0,"reqShort":"13-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-10","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"fedchoice.org","applyUrl":"https://www.fedchoice.org/borrow/deposit-rates","summary":"FedChoice offers a 4.10% APY on a 13-month Share Certificate. This is one of two certificate options available to members. The rate applies to new deposits with no minimum balance requirement stated.","reqSteps":[],"finePrint":[],"apy":410,"apyTerm":"13-month term","listedOn":"2026-08-10","listedAt":"2026-08-10T13:11:59.650Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"fedchoice.org rate page","url":"https://www.fedchoice.org/","checkedOn":"2026-08-10"}],"needsVerification":false}