# Fifth Third Bank Momentum Checking: $300 bonus

Canonical: https://dealaka.com/offers/fifth-third-bank-momentum-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $300
- Requirement: $500+ in direct deposits within 90 days
- Expires: Sep 30, 2026
- Availability: Nationwide
- Institution: Fifth Third Bank
- Verified: Jul 19, 2026 against 53.com
- Field reports: 0

## Summary
Fifth Third will pay you $300 for opening a new Momentum or Preferred Checking account and setting up qualifying direct deposits of $500 or more within 90 days. The bonus lands in your account within 10 business days of meeting that deposit requirement.

## Requirements
1. Open a new Fifth Third Momentum or Preferred Checking account online or at a branch using your offer code.
2. Set up and receive qualifying payroll or government direct deposits totaling $500 or more within 90 days of account opening.
3. Keep the account open and in good standing.
4. Receive the $300 bonus deposited within 10 business days of meeting the requirements.

## Fine print that matters
- Offer expires September 30, 2026.
- Only qualifying payroll or government issued direct deposits count; transfers from other accounts or mobile deposits do not qualify.
- Offer only available to new customers with no ownership in an existing Fifth Third checking account or one closed within the last 13 months.
- Limited to one promotional offer per customer per year from account opening.
- Cannot be combined with other offers or promotions.
- Bonus may be reported as income on IRS Form 1099-INT, 1099-MISC, or 1042-S.
- Account must be funded within 90 days of opening or it may be closed and bonus forfeited.
- A unique offer code must be presented at account opening.

## Sources
- 53.com offer page <https://www.53.com/content/fifth-third/en/mkg/checking-offer.html> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._