{"slug":"first-commonwealth-bank-eligible-checking-sign-up-bonus","category":"bank","institutionSlug":"first-commonwealth-bank","product":"Eligible checking","title":"First Commonwealth Bank Eligible checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"Open Hometown Checking Plus/Premium, 10 debit txns","expiresOn":"2026-07-31","status":"live","verifiedOn":"2026-07-20","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$15 monthly fee on Hometown Checking Premium, waived with $2,000+ in monthly deposits or $10,000+ relationship balance; $10 fee on Hometown Checking Plus, waived with $1,000+ deposits or $5,000+ balance.","keep":"","posts":"","applyDomain":"fcbanking.com","applyUrl":"https://www.fcbanking.com/personal/checking-accounts/","summary":"Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.","reqSteps":["Open a new Hometown Checking Plus or Hometown Checking Premium account in person, by phone, or online using promo code 'FCB400' by 7/31/2026.","Complete 10 or more qualifying debit card purchases that post and clear within 60 days of account opening.","Complete $2,000 or more in cumulative deposits within 60 days of account opening.","Keep the account active to receive the promotional credit on the scheduled deposit date."],"finePrint":["Offer available only to customers residing in FCB markets (PA, OH, IN, KY, WV); online opening limited to PA, OH and select KY zip codes.","Limited to one checking reward per customer; excludes existing FCB checking customers or those paid a promo credit in the past 12 months.","Reward deposited as 'promotional credit' on a set schedule after requirements are met (e.g., accounts opened 6/1-7/31/2026 get credit by 10/15/2026).","Reward may be reported as taxable income on IRS Form 1099.","Offer may be extended, modified or discontinued at any time.","Minimum deposit to open a Hometown Checking account is $50."],"listedOn":"2026-07-20","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"fcbanking.com offer page","url":"https://www.fcbanking.com/personal/checking-accounts/","checkedOn":"2026-07-20"}],"needsVerification":false}