# First Commonwealth Bank Eligible checking: $400 bonus

Canonical: https://dealaka.com/offers/first-commonwealth-bank-eligible-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $400
- Requirement: Open Hometown Checking Plus/Premium, 10 debit txns
- Expires: Jul 31, 2026
- Availability: Nationwide
- Institution: First Commonwealth Bank
- Verified: Jul 20, 2026 against fcbanking.com
- Field reports: 0

## Summary
Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.

## Requirements
1. Open a new Hometown Checking Plus or Hometown Checking Premium account in person, by phone, or online using promo code 'FCB400' by 7/31/2026.
2. Complete 10 or more qualifying debit card purchases that post and clear within 60 days of account opening.
3. Complete $2,000 or more in cumulative deposits within 60 days of account opening.
4. Keep the account active to receive the promotional credit on the scheduled deposit date.

## Fine print that matters
- Offer available only to customers residing in FCB markets (PA, OH, IN, KY, WV); online opening limited to PA, OH and select KY zip codes.
- Limited to one checking reward per customer; excludes existing FCB checking customers or those paid a promo credit in the past 12 months.
- Reward deposited as 'promotional credit' on a set schedule after requirements are met (e.g., accounts opened 6/1-7/31/2026 get credit by 10/15/2026).
- Reward may be reported as taxable income on IRS Form 1099.
- Offer may be extended, modified or discontinued at any time.
- Minimum deposit to open a Hometown Checking account is $50.

## Sources
- fcbanking.com offer page <https://www.fcbanking.com/personal/checking-accounts/> (checked Jul 20, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._