{"slug":"first-commonwealth-federal-credit-union-cashback-checking-sign-up-bonus","category":"bank","institutionSlug":"first-commonwealth-federal-credit-union","product":"Cashback Checking","title":"First Commonwealth Federal Credit Union Cashback Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"$1,000+ direct deposits monthly for 2 consecutive months","expiresOn":"2026-08-31","status":"live","verifiedOn":"2026-07-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No fee","keep":"","posts":"","applyDomain":"firstcomcu.org","applyUrl":"https://www.firstcomcu.org/EARN400.html","summary":"Open a new Cashback Checking account with code EARN400 and set up direct deposits of at least $1,000 per month for two consecutive months within 90 days. First Commonwealth Federal Credit Union will deposit a $400 bonus into your account about 30 days after you meet the requirements.","reqSteps":["Become a new member and open a Cashback Checking account with a savings account and $5 deposit using code EARN400.","Enroll in digital banking.","Set up direct deposit of at least $1,000 per month for two consecutive months.","Complete all steps within 90 days of opening the account.","Receive the $400 bonus approximately 30 days after qualifying."],"finePrint":["Only new members qualify; you must not have had any account or membership in the past 6 months.","Limit one promotional bonus per individual regardless of accounts opened.","Direct deposit requirement cannot be met by check, cash, internal transfer, or P2P payments.","Account must remain open and in good standing through payout or the bonus is forfeited.","Bonus may be reported on IRS Form 1099-INT; member responsible for taxes.","Primary member must use code EARN400 at account opening and enroll in digital banking to receive payment.","Offer runs from March 2, 2026 to August 31, 2026.","Employees, volunteers, and immediate family members may be excluded from eligibility."],"listedOn":"2026-07-19","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"firstcomcu.org offer page","url":"https://www.firstcomcu.org/EARN400.html","checkedOn":"2026-07-19"}],"needsVerification":false}