# First Commonwealth Federal Credit Union Cashback Checking: $400 bonus Canonical: https://dealaka.com/offers/first-commonwealth-federal-credit-union-cashback-checking-sign-up-bonus - Status: Limited reports - Bonus: $400 - Requirement: $1,000+ direct deposits monthly for 2 consecutive months - Expires: Aug 31, 2026 - Availability: Nationwide - Institution: First Commonwealth Federal Credit Union - Verified: Jul 19, 2026 against firstcomcu.org - Field reports: 0 ## Summary Open a new Cashback Checking account with code EARN400 and set up direct deposits of at least $1,000 per month for two consecutive months within 90 days. First Commonwealth Federal Credit Union will deposit a $400 bonus into your account about 30 days after you meet the requirements. ## Requirements 1. Become a new member and open a Cashback Checking account with a savings account and $5 deposit using code EARN400. 2. Enroll in digital banking. 3. Set up direct deposit of at least $1,000 per month for two consecutive months. 4. Complete all steps within 90 days of opening the account. 5. Receive the $400 bonus approximately 30 days after qualifying. ## Fine print that matters - Only new members qualify; you must not have had any account or membership in the past 6 months. - Limit one promotional bonus per individual regardless of accounts opened. - Direct deposit requirement cannot be met by check, cash, internal transfer, or P2P payments. - Account must remain open and in good standing through payout or the bonus is forfeited. - Bonus may be reported on IRS Form 1099-INT; member responsible for taxes. - Primary member must use code EARN400 at account opening and enroll in digital banking to receive payment. - Offer runs from March 2, 2026 to August 31, 2026. - Employees, volunteers, and immediate family members may be excluded from eligibility. ## Sources - firstcomcu.org offer page (checked Jul 19, 2026) _This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._