# First Federal Bank Enhanced Checking: $200 bonus

Canonical: https://dealaka.com/offers/first-federal-bank-enhanced-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $200
- Requirement: $1,000+ DD in single month within 60 days of opening
- Expires: Sep 30, 2026
- Availability: Nationwide
- Institution: First Federal Bank
- Verified: Aug 17, 2026 against ffbf.com
- Field reports: 0

## Summary
First Federal Bank pays $200 to new customers who open a personal Enhanced Checking account through a bank representative and set up at least $1,000 in qualifying direct deposits within 60 days. The account must stay open and in good standing for 90 days, and the bonus is credited within 30 days after requirements are met.

## Requirements
1. Open a new personal Enhanced Checking account through a First Federal representative at a branch or representative-assisted channel.
2. Receive qualifying direct deposits totaling at least $1,000 in a single calendar month within 60 days of account opening.
3. Keep the account open, active, and in good standing for at least 90 days from opening.
4. Receive the $200 bonus credited within 30 days after all requirements are met.

## Fine print that matters
- Accounts opened through the bank's self-service online account opening process are not eligible.
- Qualifying direct deposits are ACH deposits of payroll, pension, Social Security, or government benefits; P2P transfers, mobile payment transfers, remote deposits, ATM deposits, and transfers from other bank accounts do not qualify.
- Limit one bonus per customer tax ID.
- Bonus may be subject to tax reporting.
- Enhanced Checking requires a $50 minimum opening deposit and a $9 monthly service charge unless fee waiver requirements are met.
- Offer ends September 30, 2026, and may be subject to change at any time.

## Sources
- ffbf.com offer page <https://www.ffbf.com/special-offers> (checked Aug 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._