# First Horizon Checking & Savings: $700 bonus

Canonical: https://dealaka.com/offers/first-horizon-checking-and-savings-sign-up-bonus

- Status: Limited reports
- Bonus: $700
- Requirement: $2k DD in 90 days + $3k savings deposit
- Expires: Sep 25, 2026
- Availability: Nationwide
- Institution: First Horizon
- Verified: Aug 15, 2026 against firsthorizon.com
- Field reports: 0

## Summary
Open a First Horizon FirstView Checking account along with a Traditional Savings account to earn up to $700. You get $450 for opening the checking account and setting up $2,000 in direct deposits within 90 days, plus an extra $250 for opening the savings account the same day and depositing $3,000 in new funds that you keep in the account for 90 days.

## Requirements
1. Open a new FirstView Checking account with a $50 minimum deposit.
2. Set up direct deposits totaling at least $2,000 within 90 days of opening.
3. Open a Traditional Savings account on the same business day as the checking account.
4. Deposit $3,000 or more of new funds directly into the savings account within 30 days.
5. Maintain a daily balance of $3,000 or more in savings for 90 days from the deposit.

## Fine print that matters
- Applicant must be a new First Horizon checking client with no consumer checking account there in the last 24 months.
- Applicant must reside in a state where a First Horizon banking center is present.
- Opening deposit must be new funds from another financial institution.
- Offer limited to one per customer and available to individuals only.
- Bonus is reported as interest on IRS Form 1099-INT and is taxable.
- A $2 monthly fee applies for paper statements, $3 if they include check images.
- Quarterly $5 service charge applies to savings if not linked to FirstView Checking or balance falls below $250.

## Sources
- firsthorizon.com offer page <https://www.firsthorizon.com/personal/special-offers/summer700> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._