{"slug":"first-merchants-bank-business-checking-sign-up-bonus","category":"bank","institutionSlug":"first-merchants-bank","product":"Business Checking","title":"First Merchants Bank Business Checking: $750 bonus","bonus":"$750","unit":"cash","amount":750,"reqShort":"Deposit $15,000+ new funds within 7 days","expiresOn":"2026-12-31","status":"live","verifiedOn":"2026-07-24","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$20 monthly fee unless you maintain a $5,000 average monthly collected balance","keep":"","posts":"","applyDomain":"firstmerchants.com","applyUrl":"https://www.firstmerchants.com/switch-mibus","summary":"Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.","reqSteps":["Ask an FMB banker to enroll you in the Mich-Bus Checking offer when opening a new basic business checking account between 3/1/26 and 12/31/26.","Deposit at least $15,000 in new funds within the first 7 calendar days of account opening to earn $750, or at least $5,000 to earn $300.","Maintain a $5,000 monthly average collected balance to avoid a $20 monthly fee.","Keep the account open for at least 6 months."],"finePrint":["Must be a new FMB business checking client; existing or recently closed (within 12 months) accounts are not eligible.","Primary account holder must be at least 18 years old; FMB employees are not eligible.","Limited to one offer per client; not valid for public funds, estate accounts, U.S. government entities, or other banks/financial institutions.","Bonus is credited in the sixth month following account opening and appears as 'new checking offer reward'.","Bonus value may be reported to the IRS; recipient is responsible for any taxes.","If the account is closed within 6 months, you may be charged up to the full bonus amount plus a $50 early closing fee.","Offer may change or be discontinued at any time."],"listedOn":"2026-07-24","listedAt":"2026-07-24T13:07:34.269Z","audience":"business","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"firstmerchants.com offer page","url":"https://www.firstmerchants.com/switch-mibus","checkedOn":"2026-07-24"}],"needsVerification":true}