{"slug":"forrit-credit-union-kasasa-cash-checking-rate","category":"bank","institutionSlug":"forrit-credit-union","product":"Kasasa Cash Checking","title":"Forrit Credit Union Kasasa Cash Checking: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"$25 minimum, 12 monthly debit transactions, eStatement","expiresOn":null,"status":"live","verifiedOn":"2026-08-10","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"forritcu.org","applyUrl":"https://www.forritcu.org/save/checking","summary":"Forrit Credit Union offers 5.00% APY on Kasasa Cash checking account balances up to $15,000 when account qualification requirements are met each month, including 12 debit card transactions, electronic statements, and monthly online access. Balances over $15,000 earn 0.53% APY. The account has no monthly service fees and no minimum balance requirement beyond the $25 to open.","reqSteps":[],"finePrint":["Qualification requirements per monthly cycle: 12 debit card point-of-sale transactions must post and clear, electronic statements must be received, and account must be accessed online/mobile at least once","Average daily balances up to $15,000 earn 4.88% interest rate (5.00% APY); the portion over $15,000 earns a 0.25% interest rate, which blends the whole balance down to a range of 0.53% to 5.00% APY depending on the average daily balance","ATM fee reimbursements up to $25/month only apply to Kasasa Cash transactions via ATM","Account transactions and activities may take one or more days to post and settle"],"apy":500,"apyTerm":"ongoing APY, when qualifications met","listedOn":"2026-08-10","listedAt":"2026-08-10T13:08:56.460Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"forritcu.org rate page","url":"https://www.forritcu.org/save/checking","checkedOn":"2026-08-10"}],"needsVerification":false}