{"slug":"fourleaf-free-checking-sign-up-bonus","category":"bank","institutionSlug":"fourleaf","product":"Free Checking","title":"fourleaf Free Checking: $550 bonus","bonus":"$550","unit":"cash","amount":550,"reqShort":"Open account, set up direct deposit for up to 24 months","expiresOn":"2026-12-31","status":"live","verifiedOn":"2026-07-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly fee","keep":"","posts":"","applyDomain":"fourleaffcu.com","applyUrl":"https://www.fourleaffcu.com/ppc/checking-promo-550/","summary":"Fourleaf pays up to $550 total for a new checking account. You get $350 for setting up a qualifying direct deposit of $500 or more within 90 days of opening, then two more $100 bonuses for keeping that direct deposit going for 12 and 24 consecutive months.","reqSteps":["Open a new fourleaf Free Checking, Smart Checking, or Student Checking account by 12/31/2026.","Set up a qualifying direct deposit of $500 or more within 90 days of account opening to earn a $350 bonus.","Maintain the monthly recurring direct deposit for 12 consecutive months to earn an additional $100 bonus.","Maintain the monthly recurring direct deposit for 24 consecutive months to earn a further $100 bonus."],"finePrint":["Only one new checking account bonus offer is allowed per member.","Must not have previously held a fourleaf checking account or received a prior new-account bonus.","Bonuses are reported as interest on IRS Form 1099-INT and the account holder is responsible for taxes.","If no qualifying direct deposit posts within 90 days, the account is ineligible for the 12- and 24-month bonuses.","Account must remain open and in good standing through each bonus payout date.","Qualifying direct deposit excludes ATM deposits, debit card transfers, online transfers, and P2P payments like Zelle.","A $5 minimum deposit is required to open a savings account and establish membership.","Offer may be modified or discontinued without notice."],"listedOn":"2026-07-19","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"fourleaffcu.com offer page","url":"https://www.fourleaffcu.com/ppc/checking-promo-550/","checkedOn":"2026-07-19"}],"needsVerification":false}