# fourleaf Free Checking: $550 bonus Canonical: https://dealaka.com/offers/fourleaf-free-checking-sign-up-bonus - Status: Limited reports - Bonus: $550 - Requirement: Open account, set up direct deposit for up to 24 months - Expires: Dec 31, 2026 - Availability: Nationwide - Institution: FourLeaf Federal Credit Union - Verified: Jul 19, 2026 against fourleaffcu.com - Field reports: 0 ## Summary Fourleaf pays up to $550 total for a new checking account. You get $350 for setting up a qualifying direct deposit of $500 or more within 90 days of opening, then two more $100 bonuses for keeping that direct deposit going for 12 and 24 consecutive months. ## Requirements 1. Open a new fourleaf Free Checking, Smart Checking, or Student Checking account by 12/31/2026. 2. Set up a qualifying direct deposit of $500 or more within 90 days of account opening to earn a $350 bonus. 3. Maintain the monthly recurring direct deposit for 12 consecutive months to earn an additional $100 bonus. 4. Maintain the monthly recurring direct deposit for 24 consecutive months to earn a further $100 bonus. ## Fine print that matters - Only one new checking account bonus offer is allowed per member. - Must not have previously held a fourleaf checking account or received a prior new-account bonus. - Bonuses are reported as interest on IRS Form 1099-INT and the account holder is responsible for taxes. - If no qualifying direct deposit posts within 90 days, the account is ineligible for the 12- and 24-month bonuses. - Account must remain open and in good standing through each bonus payout date. - Qualifying direct deposit excludes ATM deposits, debit card transfers, online transfers, and P2P payments like Zelle. - A $5 minimum deposit is required to open a savings account and establish membership. - Offer may be modified or discontinued without notice. ## Sources - fourleaffcu.com offer page (checked Jul 19, 2026) _This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._