{"slug":"frandsen-bank-trust-real-results-checking-rate","category":"bank","institutionSlug":"frandsen-bank-trust","product":"Real Results Checking","title":"Frandsen Bank Trust Real Results Checking: 6.17% APY","bonus":"6.17% APY","unit":"cash","amount":0,"reqShort":"$500 DD + 12 debit txns monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-18","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"frandsenbank.com","applyUrl":"https://www.frandsenbank.com/","summary":"Earn 6.17% APY on balances up to $10,000 when you receive at least $500 in direct deposits and make 12 posted debit card purchases each month. Below $10,000 the rate ranges from 0.01% to 6.17% depending on balance when qualifications are met. The rate is 0.01% when qualifications are not met.","reqSteps":["Receive at least $500 in direct deposits during the statement cycle.","Make 12 posted debit card purchases during the statement cycle."],"finePrint":["When premium interest rate conditions are met and your daily available balance is over $10,000, the APY will range from 0.01 - 6.17%, depending on the balance in the account.","When premium interest rate conditions are not met, the APY is 0.01% on the entire daily available balance.","Rates effective as of Jan. 1, 2026. Rates are subject to change without notice at any time at the discretion of Frandsen Bank Trust.","Fees may reduce earnings.","Excludes automated teller machine (ATM) withdrawals.","Posted debit card purchases do not include pending or pre-authorized purchases.","Without the monthly qualifications the rate is 0.01% APY."],"apy":617,"apyTerm":"ongoing APY","listedOn":"2026-08-18","listedAt":"2026-08-18T13:06:09.233Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"frandsenbank.com rate page","url":"https://www.frandsenbank.com/","checkedOn":"2026-08-18"}],"needsVerification":false}