{"slug":"frontier-bank-big-deal-cash-checking-rate","category":"bank","institutionSlug":"frontier-bank","product":"Big Deal Cash Checking","title":"Frontier Bank Big Deal Cash Checking: 4.05% APY","bonus":"4.05% APY","unit":"cash","amount":0,"reqShort":"Conditional rate; 12 debit txns + DD monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-18","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"frontierbank.com","applyUrl":"https://www.frontierbank.com/personal/checking/big-deal-cash-checking","summary":"Frontier Bank pays 4.05% APY on Big Deal Cash Checking when you meet monthly qualifications. The account has no minimum balance requirement and includes $20 monthly ATM fee refunds. The rate is unconditional for the qualifying period and has been offered for over 12 years.","reqSteps":["Make 12 debit card purchases each month","Receive at least one direct deposit or ACH credit"],"finePrint":["This is not a teaser rate and has been maintained for over 12 years","FDIC insured up to $250,000"],"apy":405,"apyTerm":"ongoing APY","listedOn":"2026-08-18","listedAt":"2026-08-18T13:07:02.048Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"frontierbank.com rate page","url":"https://www.frontierbank.com/blog/big-deal-blog","checkedOn":"2026-08-18"}],"needsVerification":false}