{"slug":"great-meadow-federal-credit-union-sky-checking-rate","category":"bank","institutionSlug":"great-meadow-federal-credit-union","product":"Sky Checking","title":"Great Meadow Federal Credit Union Sky Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"No minimum, eStatement + 12 debit purchases + 1 ACH monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-10","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Daily balance method used to calculate interest","applyDomain":"greatmeadowfcu.org","applyUrl":"https://www.greatmeadowfcu.org/sky-checking","summary":"Sky Checking earns 3.00% APY on balances up to $25,000 when you enroll in eStatements, make 12 debit card purchases monthly, and receive one ACH deposit per month. Balances above $25,000 earn 0.30% APY, and if qualifications are not met all balances earn 0.05% APY. The account has no monthly service fees.","reqSteps":[],"finePrint":["This is a tiered earnings account","APY as high as 3.00% on balances up to $25,000.00 based on combined rate rewards: eStatement enrollment, 12 purchases made with debit card per month, and one ACH deposit during monthly qualifying cycle","Balance amounts of $25,000.01 and up earn 0.30% APY","If qualifications not met, all balances earn 0.05% APY","Transfers between accounts do not count as qualifying transactions","Daily balance method used to calculate interest","GMFCU may change interest rate and APY at its discretion at any time without notice","Membership eligibility required"],"apy":300,"apyTerm":"ongoing APY with tiered rewards","listedOn":"2026-08-10","listedAt":"2026-08-10T13:06:33.840Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"greatmeadowfcu.org rate page","url":"https://www.greatmeadowfcu.org/sky-checking","checkedOn":"2026-08-10"}],"needsVerification":false}