# Great Meadow Federal Credit Union Sky Checking: 3.00% APY

Canonical: https://dealaka.com/offers/great-meadow-federal-credit-union-sky-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY with tiered rewards)
- Requirement: No minimum, eStatement + 12 debit purchases + 1 ACH monthly
- Expires: no published end date
- Availability: Nationwide
- Institution: Great Meadow Federal Credit Union
- Verified: Aug 10, 2026 against greatmeadowfcu.org
- Field reports: 0

## Summary
Sky Checking earns 3.00% APY on balances up to $25,000 when you enroll in eStatements, make 12 debit card purchases monthly, and receive one ACH deposit per month. Balances above $25,000 earn 0.30% APY, and if qualifications are not met all balances earn 0.05% APY. The account has no monthly service fees.

## Requirements
1. Apply through the offer page to open the Sky Checking.
2. Complete the requirement: No minimum, eStatement + 12 debit purchases + 1 ACH monthly.

## Fine print that matters
- This is a tiered earnings account
- APY as high as 3.00% on balances up to $25,000.00 based on combined rate rewards: eStatement enrollment, 12 purchases made with debit card per month, and one ACH deposit during monthly qualifying cycle
- Balance amounts of $25,000.01 and up earn 0.30% APY
- If qualifications not met, all balances earn 0.05% APY
- Transfers between accounts do not count as qualifying transactions
- Daily balance method used to calculate interest
- GMFCU may change interest rate and APY at its discretion at any time without notice
- Membership eligibility required

## Sources
- greatmeadowfcu.org rate page <https://www.greatmeadowfcu.org/sky-checking> (checked Aug 10, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._