{"slug":"har-co-credit-union-rewards-checking-rate","category":"bank","institutionSlug":"har-co-credit-union","product":"Rewards Checking","title":"Har-Co Credit Union Rewards Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"Up to $10,000, ongoing rate","expiresOn":null,"status":"live","verifiedOn":"2026-08-11","reports":0,"openIssues":0,"states":["MD"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"harcocu.org","applyUrl":"https://www.harcocu.org/checking","summary":"Har-Co Credit Union offers 3.00% APY on its Rewards Checking account for balances up to $10,000. The rate applies to funds in the account as long as membership is maintained. Rates on balances above $10,000 are not specified on this page.","reqSteps":["Use your rewards checking debit card at least 15 times a month.","Receive an ongoing qualifying direct deposit of at least $500 per month.","Enroll in e-statements."],"finePrint":[],"apy":300,"apyTerm":"ongoing APY","listedOn":"2026-08-11","listedAt":"2026-08-11T13:03:13.281Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"harcocu.org rate page","url":"https://www.harcocu.org/checking","checkedOn":"2026-08-12"}],"needsVerification":false}