# Har-Co Credit Union Rewards Checking: 3.00% APY

Canonical: https://dealaka.com/offers/har-co-credit-union-rewards-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY)
- Requirement: Up to $10,000, ongoing rate
- Expires: no published end date
- Availability: MD (MD)
- Institution: Har Co Credit Union
- Verified: Aug 11, 2026 against harcocu.org
- Field reports: 0

## Summary
Har-Co Credit Union offers 3.00% APY on its Rewards Checking account for balances up to $10,000. The rate applies to funds in the account as long as membership is maintained. Rates on balances above $10,000 are not specified on this page.

## Requirements
1. Use your rewards checking debit card at least 15 times a month.
2. Receive an ongoing qualifying direct deposit of at least $500 per month.
3. Enroll in e-statements.

## Sources
- harcocu.org rate page <https://www.harcocu.org/checking> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._