{"slug":"hawaii-state-federal-credit-union-term-share-9-month-rate","category":"bank","institutionSlug":"hawaii-state-federal-credit-union","product":"Term Share - 9 Month","title":"Hawaii State Federal Credit Union Term Share - 9 Month: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"$5,000 minimum, 9-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-11","reports":0,"openIssues":0,"states":["HI"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"A penalty may be imposed for early withdrawals.","posts":"APY assumes dividends remain in the term share until maturity.","applyDomain":"hawaiistatefcu.com","applyUrl":"https://www.hawaiistatefcu.com/personal/checking-savings/savings/","summary":"Hawaii State FCU offers 4.00% APY on a 9-month Term Share with a $5,000 minimum deposit. All funds must be from another financial institution. A penalty may be imposed for early withdrawals.","reqSteps":[],"finePrint":["All funds must be from another financial institution","Maximum of $250,000 per member","Rates are fixed for the initial term only","Renewal rate may vary","APY assumes dividends remain in the term share until maturity","Fees may reduce earnings","A penalty may be imposed for early withdrawals","Not applicable to IRA term share accounts","Credit union membership required","Available to Hawaii residents only"],"apy":400,"apyTerm":"9-month term","listedOn":"2026-08-11","listedAt":"2026-08-11T13:05:40.635Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"hawaiistatefcu.com rate page","url":"https://www.hawaiistatefcu.com/personal/checking-savings/savings/","checkedOn":"2026-08-12"}],"needsVerification":false}