# Hawaii State Federal Credit Union Term Share - 9 Month: 4.00% APY

Canonical: https://dealaka.com/offers/hawaii-state-federal-credit-union-term-share-9-month-rate

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (9-month term)
- Requirement: $5,000 minimum, 9-month term
- Expires: no published end date
- Availability: HI (HI)
- Institution: Hawaii State Federal Credit Union
- Verified: Aug 11, 2026 against hawaiistatefcu.com
- Field reports: 0

## Summary
Hawaii State FCU offers 4.00% APY on a 9-month Term Share with a $5,000 minimum deposit. All funds must be from another financial institution. A penalty may be imposed for early withdrawals.

## Requirements
1. Apply through the offer page to open the Term Share - 9 Month.
2. Complete the requirement: $5,000 minimum, 9-month term.

## Fine print that matters
- All funds must be from another financial institution
- Maximum of $250,000 per member
- Rates are fixed for the initial term only
- Renewal rate may vary
- APY assumes dividends remain in the term share until maturity
- Fees may reduce earnings
- A penalty may be imposed for early withdrawals
- Not applicable to IRA term share accounts
- Credit union membership required
- Available to Hawaii residents only

## Sources
- hawaiistatefcu.com rate page <https://www.hawaiistatefcu.com/personal/checking-savings/savings/> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._