{"slug":"highmark-federal-credit-union-kasasa-cash-checking-rate","category":"bank","institutionSlug":"highmark-federal-credit-union","product":"Kasasa Cash Checking","title":"Highmark Federal Credit Union Kasasa Cash Checking: 6.05% APY","bonus":"6.05% APY","unit":"cash","amount":0,"reqShort":"No minimum, requires vehicle/rec vehicle loan, 12+ debit","expiresOn":null,"status":"live","verifiedOn":"2026-08-11","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"No stated early-withdrawal penalty for checking account.","posts":"Interest compounds and posts monthly based on qualification cycle.","applyDomain":"highmarkfcu.org","applyUrl":"https://www.highmarkfcu.org/personal/spend/personal-checking","summary":"Earn 6.05% APY on balances up to $10,000 if you have a highmark vehicle or recreational vehicle loan in good standing. Requires enrollment, at least 12 debit card purchases of $5+ each, one direct deposit or ACH transaction, and e-statement enrollment each month. Balances over $10,000 earn 0.25% APY.","reqSteps":[],"finePrint":["Must have a vehicle or recreational vehicle loan with Highmark in good standing","At least 12 debit card purchases with minimum $5.00 each per qualification cycle","Online bill pay and recurring payments do not count toward the 12 minimum transactions","At least 1 direct deposit, ACH credit, or ACH payment transaction required","Must be enrolled in and agree to receive e-statements","Only 1 account per SSN","If qualifications not met, earns 0.05% APY","Refunds on ATM withdrawal fees nationwide up to $20 monthly","No monthly maintenance fees"],"apy":605,"apyTerm":"ongoing APY with qualifying loan","listedOn":"2026-08-11","listedAt":"2026-08-11T13:07:41.909Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"highmarkfcu.org rate page","url":"https://www.highmarkfcu.org/personal/spend/personal-checking","checkedOn":"2026-08-11"}],"needsVerification":false}