# Highmark Federal Credit Union Kasasa Cash Checking: 6.05% APY

Canonical: https://dealaka.com/offers/highmark-federal-credit-union-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 6.05% APY
- APY: 6.05% (ongoing APY with qualifying loan)
- Requirement: No minimum, requires vehicle/rec vehicle loan, 12+ debit
- Expires: no published end date
- Availability: Nationwide
- Institution: Highmark Federal Credit Union
- Verified: Aug 11, 2026 against highmarkfcu.org
- Field reports: 0

## Summary
Earn 6.05% APY on balances up to $10,000 if you have a highmark vehicle or recreational vehicle loan in good standing. Requires enrollment, at least 12 debit card purchases of $5+ each, one direct deposit or ACH transaction, and e-statement enrollment each month. Balances over $10,000 earn 0.25% APY.

## Requirements
1. Apply through the offer page to open the Kasasa Cash Checking.
2. Complete the requirement: No minimum, requires vehicle/rec vehicle loan, 12+ debit.

## Fine print that matters
- Must have a vehicle or recreational vehicle loan with Highmark in good standing
- At least 12 debit card purchases with minimum $5.00 each per qualification cycle
- Online bill pay and recurring payments do not count toward the 12 minimum transactions
- At least 1 direct deposit, ACH credit, or ACH payment transaction required
- Must be enrolled in and agree to receive e-statements
- Only 1 account per SSN
- If qualifications not met, earns 0.05% APY
- Refunds on ATM withdrawal fees nationwide up to $20 monthly
- No monthly maintenance fees

## Sources
- highmarkfcu.org rate page <https://www.highmarkfcu.org/personal/spend/personal-checking> (checked Aug 11, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._