{"slug":"honor-credit-union-benefits-checking-rate","category":"bank","institutionSlug":"honor-credit-union","product":"Benefits Checking","title":"Honor Credit Union Benefits Checking: 5.15% APY","bonus":"5.15% APY","unit":"cash","amount":0,"reqShort":"$25 minimum, up to $10,000 balance, requires e-statements","expiresOn":null,"status":"live","verifiedOn":"2026-08-03","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Variable rate may change after account opening.","posts":"Interest on daily balances posted monthly as dividends.","applyDomain":"honorcu.com","applyUrl":"https://www.honorcu.com/checking-accounts/","summary":"Earn 5.15% APY on daily balances up to $10,000 with Honor's Benefits Checking account. You must meet dividend requirements including e-statements, direct deposit, at least 20 debit card transactions per month, and one monthly online banking login. The rate is variable and may change after account opening.","reqSteps":[],"finePrint":["APY accurate as of 11/1/24","Earn 5.15% APY on balances up to $10,000.00","Members not meeting dividend requirements will not earn dividends","Dividend requirements: e-statements, direct deposit, at least 20 debit card transactions per month (signature or PIN-based POS only, not ATM), and minimum 1 monthly online banking login","Rate is variable and may change after account is opened","Insured by NCUA","No free checks offered on this account","One account per member"],"apy":515,"apyTerm":"ongoing APY, variable rate","listedOn":"2026-08-03","listedAt":"2026-08-03T13:21:49.838Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"honorcu.com rate page","url":"https://www.honorcu.com/checking-accounts/","checkedOn":"2026-08-03"}],"needsVerification":false}