# Honor Credit Union Benefits Checking: 5.15% APY

Canonical: https://dealaka.com/offers/honor-credit-union-benefits-checking-rate

- Status: Limited reports
- Bonus: 5.15% APY
- APY: 5.15% (ongoing APY, variable rate)
- Requirement: $25 minimum, up to $10,000 balance, requires e-statements
- Expires: no published end date
- Availability: Nationwide
- Institution: Honor Credit Union
- Verified: Aug 3, 2026 against honorcu.com
- Field reports: 0

## Summary
Earn 5.15% APY on daily balances up to $10,000 with Honor's Benefits Checking account. You must meet dividend requirements including e-statements, direct deposit, at least 20 debit card transactions per month, and one monthly online banking login. The rate is variable and may change after account opening.

## Requirements
1. Apply through the offer page to open the Benefits Checking.
2. Complete the requirement: $25 minimum, up to $10,000 balance, requires e-statements.

## Fine print that matters
- APY accurate as of 11/1/24
- Earn 5.15% APY on balances up to $10,000.00
- Members not meeting dividend requirements will not earn dividends
- Dividend requirements: e-statements, direct deposit, at least 20 debit card transactions per month (signature or PIN-based POS only, not ATM), and minimum 1 monthly online banking login
- Rate is variable and may change after account is opened
- Insured by NCUA
- No free checks offered on this account
- One account per member

## Sources
- honorcu.com rate page <https://www.honorcu.com/checking-accounts/> (checked Aug 3, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._