# Huntington Perks Checking: $400 bonus

Canonical: https://dealaka.com/offers/huntington-perks-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $400
- Requirement: $500 in direct deposits, 90 days
- Expires: Sep 30, 2026
- Availability: 13 states (CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI)
- Institution: Huntington
- Verified: Jul 19, 2026 against huntington.com
- Field reports: 1

## Summary
One of the best bonus-to-hurdle ratios anywhere: $400 for just $500 in qualifying direct deposits within 90 days, but only if your application address is in the 13-state footprint, which Huntington enforces at application. A $600 Platinum Perks tier exists for $25,000 in new money. Ends September 30.

## Requirements
1. Confirm your state is in the footprint (checked at application address, not where the money comes from).
2. Open a Perks Checking account with the promotion code by September 30, 2026.
3. Receive qualifying direct deposits totaling $500+ within 90 days. RTP and peer-to-peer payments (PayPal, Zelle, Venmo) explicitly don't qualify.
4. Keep the account open 90 days; bonus pays within 14 days of qualifying.

## Fine print that matters
- Footprint: CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI.
- New personal checking customers only. Ineligible with any current Huntington personal checking relationship, or one closed within the last 12 months.
- One account-related incentive per rolling 24 months across all Huntington deposit relationships.
- Transfers from another Huntington account don't qualify as direct deposits.
- $600 variant: Platinum Perks Checking with $25,000 in new money within 90 days.

## Field reports
- DD definition: Huntington's own terms exclude RTP-network and P2P payments by name, stricter language than most majors. Sourced from huntington.com 7/7/26.

## Offer history
- 2024-2026: $400-$600, recurring offer, stable structure

## Sources
- huntington.com promotions <https://www.huntington.com/checking-account-promotions-bonuses-offers> (checked Jul 11, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._