# Intrepid Credit Union Kasasa Cash Checking: 5.00% APY

Canonical: https://dealaka.com/offers/intrepid-credit-union-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 5.00% APY
- APY: 5.00% (ongoing APY)
- Requirement: Balances up to $15,000, qualify monthly
- Expires: no published end date
- Availability: Nationwide
- Institution: Intrepid Credit Union
- Verified: Aug 11, 2026 against intrepidcu.org
- Field reports: 0

## Summary
Intrepid Credit Union's Kasasa Cash Checking earns 5.00% APY on balances up to $15,000 each month you qualify. You also earn 5.00% cash back on debit card spending when you meet monthly qualification requirements. The rate is variable and subject to qualification.

## Requirements
1. Make at least 12 debit card purchases during the monthly qualification cycle.
2. Enroll in e-statements.
3. Receive at least one direct deposit, ACH credit, or ACH debit transaction during the monthly qualification cycle.

## Fine print that matters
- Rates effective as of 1/2/2026
- Subject to credit approval and member eligibility
- Variable rate subject to qualification each month
- Balance cap of $15,000

## Sources
- intrepidcu.org rate page <https://www.intrepidcu.org/accounts/personal-checking/free-kasasa-cash-back-checking.html> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._