{"slug":"jolt-credit-union-kasasa-cash-checking-rate","category":"bank","institutionSlug":"jolt-credit-union","product":"Kasasa Cash Checking","title":"Jolt Credit Union Kasasa Cash Checking: 4.25% APY","bonus":"4.25% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, qualifications required","expiresOn":null,"status":"live","verifiedOn":"2026-08-11","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends and ATM fee reimbursements credited on the last day of the current statement cycle.","applyDomain":"joltcu.com","applyUrl":"https://www.joltcu.com/bank/checking-accounts","summary":"Kasasa Cash earns 4.25% APY on balances up to $15,000 when account qualifications are met monthly. Balances above $15,000 earn 0.40% on the excess. The rate drops to 0.05% when qualifications are not met.","reqSteps":[],"finePrint":["When qualifications are met: 4.17% dividend rate (4.25% APY) on daily balances up to $15,000; 0.40% dividend rate on balances over $15,000","When qualifications not met: 0.05% APY on entire balance","Rates and rewards are variable and may change after account is opened","ATM withdrawal fee reimbursements up to $25/month when qualifications met","Dividends credited last day of statement cycle"],"apy":425,"apyTerm":"ongoing APY when qualifications met","listedOn":"2026-08-11","listedAt":"2026-08-11T13:03:30.931Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"joltcu.com rate page","url":"https://www.joltcu.com/bank/checking-accounts","checkedOn":"2026-08-11"}],"needsVerification":false}