# Jolt Credit Union Kasasa Cash Checking: 4.25% APY

Canonical: https://dealaka.com/offers/jolt-credit-union-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 4.25% APY
- APY: 4.25% (ongoing APY when qualifications met)
- Requirement: No minimum balance, qualifications required
- Expires: no published end date
- Availability: Nationwide
- Institution: Jolt Credit Union
- Verified: Aug 11, 2026 against joltcu.com
- Field reports: 0

## Summary
Kasasa Cash earns 4.25% APY on balances up to $15,000 when account qualifications are met monthly. Balances above $15,000 earn 0.40% on the excess. The rate drops to 0.05% when qualifications are not met.

## Requirements
1. Apply through the offer page to open the Kasasa Cash Checking.
2. Complete the requirement: No minimum balance, qualifications required.

## Fine print that matters
- When qualifications are met: 4.17% dividend rate (4.25% APY) on daily balances up to $15,000; 0.40% dividend rate on balances over $15,000
- When qualifications not met: 0.05% APY on entire balance
- Rates and rewards are variable and may change after account is opened
- ATM withdrawal fee reimbursements up to $25/month when qualifications met
- Dividends credited last day of statement cycle

## Sources
- joltcu.com rate page <https://www.joltcu.com/bank/checking-accounts> (checked Aug 11, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._